Digital Wallet Services


PayMobile | Feature-rich mobile financial services

Pioneering digital transactions technology platform for financial and telecommunication service providers to connect end-users to services which not only generate revenue but change lives.

PayMobile caters to the needs of both telecommunication providers and financial service providers

PayMobile for Mobile Money is an end-to-end solution. It offers the full spectrum of mobile wallet, mobile commerce, recharge and agent management features.

PayMobile for Branchless Banking is low OPEX option for Banks and PSPs to reach new market segments through an entry-level product for users to commence their financial journey.  

The World of Mobile Money

Mobile money deployments

are now live in 90 countries

1 m
registered mobile money accounts

 a 25% increase in the last year

$ 1 bn
mobile money direct revenue

and increasing each year

US$ 0 bn
in transactions processed each day

by the Mobile Money industry

Digital wallets for mobile money

eServGlobal’s PayMobile platform is an end-to-end solution for mobile money and mobile financial services. It offers the full spectrum of mobile wallet, mobile commerce, recharge and agent management features.

In emerging markets, the option of a mobile wallet provides subscribers with access to easy-to-use mobile money services such as cash-in/cash-out, bill payment, domestic money transfer, salary disbursement as well as access to micro-finance services such as insurance, savings and loans.

PayMobile bridges the cash world with the mobile financial services ecosystem. PayMobile can be deployed in a closed loop configuration where the service provider holds all the subscriber, agent and merchant wallets or in an open loop configuration integrating with the existing payment ecosystem, ATMs and coupled with the service provider branded prepaid payment cards.

Key features

PayMobile transactions 

  • Cash-in/cash-out at agents and ATMs
  • Payment at a merchant
  • Bill payment: postpaid, utilities
  • Companion prepaid card
  • Micro-finance: insurance, savings and loans

Award-winning technology

eServGlobal and the Zain Group were named as winners of a Global Telecoms Business Innovation Award for mobile money deployments in Jordan and Iraq.

Digital wallets for Branchless Banking

Digital transformation has changed the financial landscape. Banks must adopt new technologies to meet customer-experience expectations while maintaining profitable growth. eServGlobal offers technological innovation through Branchless Banking (also known as Retail Banking Lite), to reach new market segments, drive competitor differentiation while managing costs and boosting profitability. It offers an economical way to capture low-value transactions while maintaining low overheads and reducing transportation time and costs. Branchless banking offers a low-OPEX entry-level product for users to commence their financial journey with your bank.


An easy-to-use, entry-level financial product to reach new markets with low opex.

PayMobile Digital Wallet for Branchless Banking  can easily bring new features to meet market demands with low integration costs as there is no costly-integration with the core banking system.

eServGlobal’s Branchless Banking solution gives banks an opportunity to drastically reduce customer acquisition cost for previously hard-to-reach customers, while opening their brand to a a significantly enlarged market. Operating a successful financial service requires both scale and presence. Established banks bring scale, but can lack presence in many markets. Branchless banking makes financial services available outside of physical bank branches through the use of available technologies: mobile phones, digital wallets, companion cards or online portals.

PayMobile Digital Wallet offers an easy-to-use, convenient, first financial service. With a low customer acquisition cost, banks can reach new customers by extending a service for customers to start their financial journey. We offer a compliance-lite solution inline with the lower risk associated with an ‘entry-level’ financial product such as the PayMobile Digital Wallet.

New Market Segments

Low OPEX & Low Risk

New Services & Cross-selling

Capture Low Value Transactions

Cloud-ready technology

As operators move towards new cloud infrastructure, which will lay the foundation for 5G and IoT, it’s crucial for them to work with vendors that are also on the journey to virtualization and cloud-ready solutions.

eServGlobal’s PayMobile platform is cloud-ready, it complies with NFV and Openstack protocols. We have collaborated with industry-leading providers, including VMware, to enable PayMobile to be deployed as a virtual, software-based application. 

Cost saving

A more unified environment means more cost-effective maintenance

high availability & scalability

A virtualized platform allows the operator flexibility to increase/decrease the number of applications required base on traffic


Virtualization performance is now able to support low latency, opening the door to mission-critical implementations

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